Visa

Visa Inc. (/ˈviːzə/ or /ˈviːsə/) is an American multinational financial services corporation headquartered in Foster City, California, United States. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards and debit cards. Visa does not issue cards, extend credit or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash-access programs to their customers. In 2008, according to The Nilson Report, Visa held a 38.3% market share of the credit card marketplace and 60.7% of the debit card marketplace in the United States. In 2009, Visa’s global network (known as VisaNet) processed 62 billion transactions with a total volume of $4.4 trillion.

Visa has operations across Australia, Oceania, Asia-Pacific, North America, Central and South America, the Caribbean, Western Europe, Central and Eastern Europe, Africa and Middle East. In other words, it has operations on every continent except Antarctica. Visa Europe is a separate membership entity that is an exclusive licensee of Visa Inc.'s trademarks and technology in the European region, issuing cards such as Visa Debit and Visa Credit. Visa was established as BankAmericard in mid-September 1958, in United Kingdom as Barclaycard in 1966 and back in 1983/Barclaycard Visa in 1976, in France as Carte Bleue in 1967 and back in 1994/Carte Bleue Visa in 1976, and in Canada as Chargex in 1968.

1958-present (on/in Ads)

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